Which action is NOT permissible when seeking location information under FDCPA?

• A. Asking for the debtor's location from a party who knows the debtor
• B. Asking for the debtor's location and confirming contact details
• C. Disclosing debt details to third parties while seeking location information
• D. Limiting the inquiry to a reasonable party

Answer: (C)

The governing idea is that a debt collector may contact a third party to locate the debtor, but must keep the inquiry strictly about location information and must not share debt details with that third party.

Disclosing debt details to a third party while seeking location information is not allowed because it reveals sensitive debt information to someone who doesn’t need to know it and violates privacy protections under the FDCPA. You can ask a person who knows the debtor for the debtor’s location or contact details, and you can limit your inquiry to a reasonable party, but you should not disclose the debt itself or any details about it to that third party.